Funding & Senior Resources

There are a number of senior resources available today to allow you to live safely and independently where you choose.

City and County Government Resources:

Boulder

A Senior Resource Specialist will provide case-work for people to determine where they might be able to get funding. They will look at all grants and programs available to people. You will need an estimate of the cost of the work, proof of income, proof of residence, and residency in Boulder for at least 6 months.

Boulder County 

Their options counseling program can help guide people to where they might look for funding. If it is a larger project they will provide guidance on taking out a loan. They can also provide up to $500 one time non-emergency funding for home modifications. They will also help people in the process of applying for Medicaid.

Lafayette

A Senior Resource Specialist will provide case-work for people to determine where they might be able to get funding. They will look at all grants and programs available to people. They will also help with application for Medicaid.

Longmont

They have an Accessibility Program, which is for income qualifying renters or homeowners with a disabled or elderly family member to make a home more accessible. Improvements can include construction of ramps, widening of doorways, and modifications to bathrooms and kitchens.
For owner-occupied properties: A maximum of $5,000 in assistance in the form of grant
Projects above $5,000 to a maximum of $10,000 will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year the homeowner continues to owner-occupy the property so that the entire debt is forgiven after 5 years) Mobile homes are eligible for the grant.
To qualify for the Accessibility Program: Total household income may not exceed 80% of the median income based on household size. Assets may not exceed 80% of the median income based on household size. For the forgivable loan, homeowners must have sufficient equity in the home to cover the loan. They will also most likely be required to meet with a Housing Counseling Specialist for a budget review through Boulder County’s Housing Counseling Program.

This is for income qualifying renters or homeowners with a disabled or elderly family member to make a home more accessible. Improvements can include construction of ramps, widening of doorways, and modifications to bathrooms and kitchens.

Designed to help income qualified homeowners fix problems in their homes such as roofing, plumbing, heating, electrical, etc. Up to $25,000 in assistance is provided in the form of a deferred or low-interest loan, and is prioritized to eliminate health and safety issues, correct code violations, make the home more energy-efficient, and undertake cosmetic improvements.

Louisville

Louisville Senior Services (in partnership with the Seniors of Louisville Advisory Board and Boulder County Area Agency on Aging) offers a program which provides financial assistance for energy bills, activity scholarships, emergencies as deemed appropriate by Senior Services staff.
To be eligible for Energy Relief, Recreation/Senior Center Activity Scholarship, or an Emergency, you must meet the following guidelines: Louisville resident for over 1 year; must reside in your home year round Minimum age of 60 at time of application Annual household income of less than $25,000 (individual) or $30,000 (joint)

A Community Resource Coordinator is available to assist in addressing basic needs, maximizing independence and supporting caregivers. Information and referral is available for emergencies, employment, food, housing, financial assistance, health, transportation, home care, legal, caregiving and counseling
Emergencies as deemed appropriate – maximum of $50 per year from the Louisville Senior Advisory Board. Additional emergency funds through Boulder County Area Agency on Aging may be available. A separate application is required.

Local Resources:

This is a non-profit that provides accessibility solutions (ramp installs, door widenings, bathroom modifications) to the 8 county Denver Metro area. 
Individuals must have homeowners insurance and own their home. Their process first involves submitting an application, then they will come do a site visit, their Gifting Committee will review the application, and then there will be final approval by their Board of Directors.

National Resources:

The Home and Community-Based Services Waiver for persons who are Elderly, Blind, or Disabled (EBD) provides a $14,000 lifetime cap for home modifications to people ages 65 and older who have a functional impairment or are blind, and to people ages 18-64 who are physically disabled. A waiver is an extra set of Medicaid benefits that you could qualify for in certain cases. These benefits can help you remain in your home and community. Waivers have extra program rules and sometimes have waitlists.

Medicare Part B will provide limited funding for medical devices and equipment. It will cover commode chairs, power mobility devices, and patient lifts (as well as some other DME). You must have a prescription from a doctor. Medicare pays for different kinds of equipment in different ways, so you may have to rent/buy or you may be able to choose.

They will provide funding to individuals with a confirmed diagnosis of MS or related disorder who can demonstrate true financial need. Their resources are limited but may be able to provide funding for accessibility modifications and DME (as well as other things).  To speak with an MS Navigator who can review available resources and provide an application, call 1 800 344 4867.

The VA provides grants to service members and veterans with certain permanent and total service connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability. They have 2 grant programs:
Specially Adapted Housing (SAH): Help veterans with certain service-connected disabilities live independently in a barrier free environment. Max allowance for 2017 is $77,307
Special Housing Adaptation (SHA): Help veterans with certain service-connected disabilities adapt or purchase a home to accommodate a disability. Max allowance for 2017 is $15,462.

Sponsors and volunteers provide safety modifications to qualified homeowners. You must be: low income, own your home, live in one of the 7 metro counties they serve (do serve Boulder and Broomfield), and 55+ or on disability payments. The work they are able to do is dependent on funding and availability of volunteers.

  • National Resource Center on Supportive Housing and Home Modification 213-740-1364 www.homemods.org

                       This is a referral center to help guide people to organizations that might help them find support/funding.

The IRS offers tax deductions to qualified individuals for home modifications.  An itemized list of improvements must be filed, along with the required forms that can be found at www.irs.gov/uac/about-publication-502.

Senior Resources:

Local

National

  • National Association of Home Builders (NAHB) 1-800-368-5242 http://www.nahb.org/
    • Offers a wide variety of information on home building, remodeling, Age in Place Modification.
  • Wells Fargo’s Community Development Mortgage Program
    • Offers a below-market interest rate to non-first time disabled homebuyers